VIP Instructors need your FICO credit reports and scores to create your Custom 760 Club account and properly coach you out of debt. They must have your true classic FICO1 reports in order to maximize your credit. FICO Scores are the same credit scores that the banks use to determine your worthiness and credibility. Therefore, these are the only credit reports/scores you should care about. They can only be retrieved by you directly from Fair Isaac.
NOTE: PULLING YOUR OWN CREDIT WILL NOT HARM YOUR CREDIT SCORES.
STEP ONE - Get your EQUIFAX FICO score/report easily by selecting the myFICO® banner/image below:
1) Subscribe for a new ‘Score Watch’ FICO account by selecting the myFICO.com box above.
2) Complete the requested information and security questions.
3) View ‘Power Score Report’. (EFX ONLY)
4) View/Print Printable Report.
5) Fax along with TransUnion report and 760 Club Credit Protection and Enhancement Welcome Package.
STEP TWO - Get your TransUnion FICO score/report easily by clicking the following myFICO banner/box:
1) Click on the "Get FICO® Score" button
2) Unselect Equifax keeping only your TransUnion 'FICO® Standard' Report/Score Selected.
3) Select Continue. Log in as a "Returning Customer".
4) Complete steps then select ‘View Printable Version’.
5) Print full report and score.
6) Fax full reports and scores to
888-225-3238.
7) If you are being assisted by VIP Instructors, you will decide together if and when it is time to construct your 760 Club Custom Credit Education Account.
STEP THREE- Your 760 Club Credit Education Welcome Package will be emailed to you after your first coaching session. This must be completed and faxed to VIP where it will be uploaded with your FICO reports/scores. in order to get your custom 760 Club Credit Education and Protection Account. This account will be managed simultaneously with your budget by you and your Instructors to educate you about FICO scores and how you can maximize yours more quickly.
Results of our services are waranteed2.
1 There is only one place where consumers can get their ‘real’ credit scores also known as Classic FICO which was created by Fair Isaac Corp. Any other resource providing credit scores uses different calculations to determine your scores which will likely vary from your FICO Scores. Pulling your FICO scores does NOT hurt your credit as it is considered a ‘Soft Inquiry’. Make sure you subscribe to the ‘Score Watch’ program which will provide you updates to your report and protect your identity. This is critical. Credit Scores are NEVER free. FICO will bill each individual $99.95 for an annual service. If you earn less than you spend each month, you should purchase an individual Equifax report instead of registering for Score Watch, and our Instructors will teach you when to register for their monitoring program after you achieve positive cash-flow.
2 VIP's Warrantee:
It is understood that the purpose of VIP’s Financial Protection Program services are to provide a consumer with the education and information necessary to make informed financial decisions as they relate to accelerated debt elimination and credit scoring. Every effort will be made to accomplish this task. Should we not fulfill due to fault of our own we will give a full 100% money back guarantee on all services and products purchased. This is approved only upon verifying progress was not made after the “Student” actively participated in all of their coaching sessions and followed the program for no less than 6 months. This warranty does NOT include any Non-Refundable account set-up costs. At the end of the day, we are old-school. If expectations are not met we are committed to doing anything necessary to earn total satisfaction.
Credit scores and reports are provided by a 3rd party, not through VIP. VIP is not responsible for any costs for such products or services.